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To control your spending this holiday season, stick with cash

By Jay L. Zagorsky, Associate Professor of Markets, Public Policy and Law, Boston University

The holiday shopping season is now here, and Americans are ready to splurge. The average U.S. shopper expects to spend more than US$1,000 on gifts for Christmas and other winter holidays this year, surveys show.

These days, consumers have no shortage of payment options, each seemingly more enticing than the last. Do you swipe your credit card and pick…

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