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Cryptocurrencies are making investors very rich – and making it harder to catch financial scammers

By Samuel A. Beatson, Lecturer in Finance, Risk and Banking, University of Nottingham

Fraudulent payments – where people are tricked into sending money to criminals – cost consumers £460 million in England and Wales last year. To give consumers more protection, the UK government now plans to give banks 72 hours to delay completion of potentially fraudulent transfers.

The growth of the decentralised finance sector – including cryptocurrencies and the

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