Financial skills like managing debt are key to success, but Ghana’s small businesses don’t have them

By Samuel Adomako, Associate Professor of Strategy and Innovation, University of Birmingham

Financial literacy is vital for individuals and households. Simply put, it’s the ability to understand and effectively use various financial skills: budgeting, managing debt, making sound investments, and understanding financial statements.

These skills are crucial for businesses, too – especially small and medium enterprises. Small and medium enterprises are widely recognised as the backbone of many low-income countries’ economies. The World Bank estimates…

Read complete article

~	Scott Moe won in Saskatchewan promising economic prosperity, but does that truly help citizens?

~	The budget is good news overall for young professionals – here’s how the changes will affect you

~	New survey finds an alarming tolerance for attacks on the press in the US – particularly among white, Republican men

~	US election: what time do the polls close and when will the results be known? An expert explains

~	Doctors are already using AI in care – but we don’t actually know what safe use should look like

~	Bird flu detected in pigs – here’s why virologists are concerned

~	US election: how does the electoral college voting system work?

~	Midas Man: Brian Epstein biopic captures the complexity that made the Beatles manager so brilliant

~	Scents of the Middle Ages and emo nostalgia – what you should read, watch and do this week

~	Social media and generative AI can have a large climate impact – here’s how to reduce yours