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What Revolut’s attempt to secure a UK banking licence could mean for its current customers and for the 'unbanked'

By Gerhard Kling, Chair in Finance, University of Aberdeen
Aravinda Meera Guntupalli, Senior Lecturer in Global Health, University of Aberdeen

More diversity in the banking sector can help with stability, but Revolut’s two-year wait for a UK banking licence indicates regulatory caution.

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